Florida insurance home inspection
Wind Mitigation Inspection in Alachua & Levy County, FL
Document wind-resistant construction that may help Florida homeowners qualify for insurance credits and make the coverage conversation clearer.
Call 352-812-2052Why Florida insurance carriers ask for one
A wind mitigation inspection documents construction features that can affect how a carrier evaluates wind risk. The report gives your insurer the details it needs to review possible credits or discounts.
Price: $150. When combined with a 4-Point Inspection, the two inspections together are $200.
What's inspected
John reviews accessible construction details and records the qualifying features that are visible at the property.
- Roof covering and roof geometry
- Roof-to-wall attachment
- Secondary water resistance
- Roof deck attachment
- Opening protection for windows, doors, and garage doors
The OIR-B1-1802 form
The completed Florida uniform mitigation verification inspection form, OIR-B1-1802, organizes the observed wind-resistant features for your insurance carrier. The carrier decides whether the documentation qualifies for a discount.
Who needs a wind mitigation inspection
It is useful for homeowners seeking possible Florida insurance savings, buyers documenting an existing home, and sellers who want current insurance documentation ready for a transaction. Coastal exposure makes the conversation especially relevant in parts of Levy County.
Ready for a clearer next step?
Book the inspection that fits the property.
Tell John what you need for a property in Archer or surrounding Alachua and Levy County communities.
Keep reading
Read our inspection tips on the blog →
Practical home inspection tips and property guidance.
Questions, answered plainly
Frequently asked questions
Can a wind mitigation inspection help with Florida insurance discounts?
Qualifying wind-resistant features may support credits or discounts, but the insurance carrier makes the final coverage and savings decision.
What form is used for a wind mitigation inspection?
The inspection documents observed features on Florida OIR-B1-1802, the uniform mitigation verification inspection form.
Who should schedule a wind mitigation inspection?
Florida homeowners, buyers, and sellers can use a current report to document wind-resistant construction for an insurance conversation.
